When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Bad Credit Payday Loans

Picture of Bad Credit payday Loans in Article

Bad Credit Payday Loans are unusually easy to obtain, as in Canada, most financial institutions that provide people with credit cannot tolerate any poor credit background. The person who cannot prove creditworthiness is simply turned away from accessing any financing because of failing to meet the right credit rating. Is it any wonder that most people have now turned to the payday loans that are quick and have no frustrations?

Bad Credit Payday Loans are for those who would have no credit background to show. In fact, these financiers are aware that there are hoards of people in Canada who do not have a credit history. Take the case of young couples who are just starting off in life and have never amassed any wealth, or students that have taken up small jobs to make ends meet. The list is long of people such as single mothers, separated wives and young college graduates who are still struggling and have just started on their first jobs. Well, all these have had a rough time trying to access small loans from the banks and other financial institutions because they fall under the category of bad credit.

Bad Credit Payday Loans are fashioned to come to the rescue of those residing in Canada and want to borrow fast loans even though they have had a bad credit background. Such people, as is well known, may not be able to get any loan approval because of the no credit rating to give to the banks. Banks and other lenders have the policy of checking the proof of creditworthiness. Even for people with relatively stable financial background, the payday loans are now a fast solution when they want to borrow beyond what the credit cards can give. This is because some financial emergencies can crop up after a person has already exhausted the credit card facility. The only alternative is to go online and browse the right websites that have the companies offering payday Loans. It is quick, and simple to apply; remember bad credit cannot affect the amount one needs to borrow. The person is free to ask for any amount of money that falls into the criteria of short term, and emergency loans. The amounts, sometimes, can go up to $1,500.

Bad Credit Payday Loans are easy to apply

It is amazing how quick the Bad Credit Payday Loans processing can be. This is because all it takes is for the person to obtain the website, and fill the application forms provided. It is not stressful as nobody needs to fax any documents to prove their credit status to the loaning officers. The application form does not ask for such information. The requirements are simple and once the form has been filled; the processing for the loan starts immediately. One fascinating fact is that the person seeking to borrow does not have to go see the loan officers. What for? Again, since the whole process is carried out online and the borrower is informed by phone, he needs to give the telephone number by which he will be reached when the application has succeeded.

Some of the advantages of getting Bad Credit Payday Loans, if one is a resident of Canada, are that the process is hassle free. This is because all possible obstacles that might create any delays and nuisance to the borrower, such as faxing, credit checking, bankruptcy checking, all have been removed out of the way of borrowing. The only requirement s are that one must be an adult of over 19 years, hold a reliable and paying job with the salary going to the bank regularly, and be a resident of Canada.