When you are in need of quick cash, mr. Payday has got you covered! We have been helping canadians with their short term loan needs since 2002.


How Our Loan Process Works

Apply Online

Applying for a loan with Mr. Payday is easy and fast. Fill out our simple and secure application form.

Get Approved

It usually takes about 30 minutes to get approved for a payday loan during our business hours.

Instant Funding

Once your loan application is approved, you will receive an e-mail money transfer withing 30 minutes.

What Our Customers Have To Say

Payday Loans in Alberta, Canada

Picture of Alberta Payday Loans in Article

There is nothing to be shy about whenever the mid-month financial downturns come and people need to seek Alberta payday loans. Emergency situations will keep appearing and the best thing to do is to take a hedge, which means people should know where to get money to counter those negative effects of emergencies. Preferably, the method chosen should allow someone to get quick finances in his account to be used and the method should also allow payment once someone is ready to refund. Canada has a vast population that needs to turn to these loan lenders once in a while.

Alberta payday loans ensure that everyone who would not have been able to have an easy time with normal banks has the essential access to loans. That is made a reality because the people do not go through the stringent checks that usual loan lenders used to give people who are applying for loans. Some of these used to include the amount of wealth and collateral someone has under his name and such things as credit rating. These payday loans are purely short term meaning that credit ratings have no bearing on whether someone will pay or not over the short period of time involved.

When the person’s loan repayment history is poor, the banks will be adamant to grant a loan. That is why someone has to consider other options. The sad thing is that these banks are all networked in a way so that they can know if someone has poor credit scores. Alberta payday loans instead make sure that the people who have previously been turned away by a credit company can have some place to lick their wounds. This is a product which aside from ignoring people’s credit scores will go a step ahead and help them redeem their reputation.

Basic Requirements Needed to Get An Alberta Payday Loan

The availability of the loans is locked to only those people that reside within Alberta. Someone has to be of an age of minimum 19 years. People who meet this standard and have checking accounts that are well serviced, meaning they are not idle and have had employers depositing money in them periodically, preferably once or more in the last two months are good to go. Alberta payday loans were meant for people who have steady income. People who are employed therefore rely on these credit facilities to keep them going if they are stuck in between two paychecks.

The payday loans are extremely popular because someone can have them within a day. Alberta payday loans become available to someone in as little as 30 minutes after application and approval. Therefore, some very urgent emergency bills are best cleared using payday loans instead of thinking about what other methods are applicable. The interest rates are nothing to worry about since this loan is only active for a few days or weeks. It is different from a bank loan that is applied to be repaid for a period spanning years. That way, only the super-urgent things which really need borrowing should warrant taking a payday loan.

Everything to do with the application can be done online. Someone can log into a website and get more details regarding the loans, and have a live chat with a customer experience agent. It helps the people who are taking the Alberta payday loans familiarize more with the loan payback process and the details surrounding interest charges. Uncertainty while filling in forms can be overcome since questions can be asked and prompt answers given by the customer care guys. All that assistance helps the process remain transparent, easy and error free to the person who is borrowing money. The deposits follow soon after approval.