We believe we are BETTER than our competitors and we will prove it to you! If you are a first time customer applying for a loan with Mr. Payday, you get your first loan interest free!

Mr. Payday is the leading provider of online payday loans in Canada. With the large amounts of different payday loan websites popping up online every day, I’m sure you would like to know what makes us different from the rest. First of all, Mr. Payday is a direct lender and not one of those numerous websites that would try to get your personal information and sell it to third parties. Since we’ve been in business since 2002 and we are one of the largest online payday loan lenders in Canada, we have the ability and professionalism to process your loan application right away and get you the money you need the same day you apply for a loan with us. Unlike other payday loan providers, we offer to our clients completely faxless application process that only takes a couple of minutes to complete. Our requirements to get a loan are simple and easy to meet. Unlike big banks we do not look for a perfect credit score. We approve people with bad credit, no credit and past bankruptcies. We have a personalized approach to every loan application we get and try to do our best to get every single one approved. If you need a loan right away due to some emergency or unexpected expense, do not hesitate, apply now! We are here to help!

Loan Qualifications

19 years of age
At least 2 month of consecutive employment with the same employer
Active chequing account where your paycheque is deposited
Employment income of least $1000 per month
An active phone number that we can reach you at

Contact Information:
Mr. Payday Corporate Office:
3421 Kingsway Vancouver, BC V5R 5L3
Toll Free Phone: 1-877-432-2274
Toll Free Fax: 1-866-435-2271

Compliance with Government Regulations
Mr. Payday is in full compliance with all government regulations in the jurisdictions in which we offer our services.

APR (annual percentage rate)
British Columbia – 599.64% based on $300 loan borrowed for 14 days period.
Alberta – 599.64% based on $300 loan borrowed for 14 days period.
Ontario – 547.50% based on $300 loan borrowed for 14 days period.

Implications of non-payment

Financial implications
All delinquent accounts are subject to an interest rate of 59% APR.
All returned pre-authorized payments are subject to $50 NSF fee.

Collection practices
We reserve the right to collect delinquent loans using all legal remedies available including legal debt collection and civil court action.

Impact on Your Credit Score
Information regarding your delinquency or defaults on your account may be reported to a third party consumer reporting agency.

Renewal Policy
No Renewals Allowed. All loans must be paid in full on the loan due date. You can apply for another loan the same day your loan is paid in full.

When applying for a loan with Mr. Payday Easy Loans Inc. (“Mr. Payday”), you accept the Privacy Policy located at https://www.mrpayday.com/privacy-policy and Terms and Conditions located at https://www.mrpayday.com/terms-and-conditions. If you choose to receive funds by Email Money Transfer, Email Transfer Fees will apply.